Michigan Raffle Laws: Complete Legal Guide for Nonprofits

Michigan regulates raffles through the Bureau of State Lottery under the Charitable Gaming Act, offering multiple license types for different fundraising needs. This comprehensive guide covers small raffles, large raffles, and millionaire parties, helping nonprofits navigate Michigan's charitable gaming regulations.

⚠️ Legal Disclaimer: This guide provides general information about Michigan raffle laws as of 2025. Laws change frequently. Always consult with legal counsel or the Michigan Bureau of State Lottery for current requirements specific to your situation.

Michigan Raffle Laws: Quick Facts

Who Can Hold Raffles: Qualified nonprofits
Small Raffle Limit: $25,000 in prizes per event
Large Raffle License: No prize limit
Millionaire Party: Special event license
Online Sales: Not permitted
50/50 Raffles: Allowed with license
License Cost: $15-$150 depending on type
Minimum Existence: 2 years (with exceptions)

Who Can Conduct Raffles in Michigan?

Michigan restricts raffles to qualified organizations meeting specific criteria:

Eligible Organizations Must:

  • Be organized for religious, educational, service, senior citizens, fraternal, or veterans purposes
  • Have federal tax-exempt status under 501(c)
  • Have been in existence for 2+ years (with exceptions)
  • Have a dues-paying membership engaged in the organization's purposes
  • Be licensed by the Bureau of State Lottery

Two-Year Rule Exceptions

The following can qualify without 2 years existence:

  • Component of national organization in existence 2+ years
  • Newly created through merger of qualifying organizations
  • Charter school or public school organization

License Types and Requirements

Small Raffle License

Small Raffle Specifications:

  • Prize limit: $25,000 total per event
  • Ticket price: Maximum $100 per ticket
  • License fee: $15 per raffle
  • Processing time: 3-4 weeks
  • Valid period: Single event only

Large Raffle License

  • Prize limit: No maximum
  • Ticket price: No limit
  • License fee: $50-$150 based on prize value
  • Bond required: May need surety bond
  • Additional oversight: More detailed reporting

Special Event License (Millionaire Party)

  • Combines multiple gaming activities
  • Can include raffles with other games
  • Limited to 4 events per year
  • Specific venue requirements
  • Professional suppliers may be used

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Conducting Your Raffle: Step-by-Step

Michigan Raffle Compliance Checklist

  • Verify organization meets 2-year requirement
  • Obtain federal tax-exempt status
  • Determine raffle size (small vs. large)
  • Apply for appropriate license type
  • Submit application 6-8 weeks before event
  • Design tickets with required information
  • Set up separate bank account
  • Train volunteers on regulations
  • Plan drawing procedures
  • Prepare financial reporting system

Required Ticket Information

Each raffle ticket must display:

  • Name of licensed organization
  • License number
  • Date, time, and location of drawing
  • Price of ticket
  • Prizes offered with retail value over $100
  • Whether winner must be present
  • Consecutive numbering
  • Stub for purchaser information

Operational Rules

  • Only members can sell tickets and work event
  • No compensation for raffle work
  • All workers must be 18+
  • Cannot sell tickets on credit
  • Must use Michigan-licensed suppliers for equipment

Financial Management & Reporting

Banking Requirements

Financial Controls:

  • Maintain separate charitable gaming account
  • Deposit all proceeds within 2 business days
  • Two signatures required on checks
  • No commingling with other funds
  • Detailed records of all transactions

Use of Proceeds

Michigan requires that net proceeds be used for:

  • Organization's stated lawful purposes
  • Cannot benefit any individual
  • Allowable expenses limited to actual costs
  • Must spend profits within 18 months

Reporting Requirements

  • Financial report: Due within 60 days of event
  • Contents: Gross receipts, prizes, expenses, net profit
  • Annual report: Summary of all charitable gaming
  • Record retention: Minimum 3 years
  • Available for audit: Bureau can inspect anytime

50/50 Raffles in Michigan

Michigan allows 50/50 raffles with specific guidelines:

50/50 Raffle Rules:

  • Requires appropriate raffle license
  • Winner receives exactly 50% of gross receipts
  • Can be conducted at sporting events
  • Electronic 50/50 systems allowed with approval
  • Must follow all standard raffle regulations

Millionaire Parties

Michigan's unique "Millionaire Party" events combine multiple games:

What's Included

  • Casino-style gaming (blackjack, poker, roulette)
  • Raffles as part of the event
  • Silent auctions
  • Other charitable gaming activities

Special Requirements

  • Must use licensed suppliers
  • Specific venue restrictions
  • Limited to 4 events per year
  • Chips used instead of cash during gaming
  • More complex reporting requirements

Common Violations and Penalties

Warning: Violations can result in license revocation, fines up to $10,000, and criminal charges. The Bureau conducts regular audits and investigations.

Common Violations

  • Operating without proper license
  • Exceeding prize limits on small raffle license
  • Using unlicensed suppliers
  • Improper financial record keeping
  • Paying workers or providing compensation
  • Failing to file required reports
  • Misuse of charitable gaming proceeds

Best Practices for Michigan Raffles

  1. Apply Early: Submit applications 6-8 weeks in advance
  2. Choose Right License: Don't try to squeeze under small raffle limits
  3. Separate Accounting: Keep meticulous financial records
  4. Train Everyone: All volunteers must understand rules
  5. Use Licensed Suppliers: Only work with Michigan-approved vendors
  6. File Reports Promptly: Late reports risk future licenses
  7. Consider Millionaire Parties: Combine raffles with other gaming

Looking for raffle laws in other states?

View All States | Ohio | Illinois

Make Your Michigan Raffle a Success

Michigan offers flexible options for charitable raffles, from simple small raffles to elaborate millionaire parties. The key is choosing the right license type for your fundraising goals and maintaining strict compliance with financial reporting requirements.

Consider starting with small raffles to build experience, then graduating to large raffles or millionaire parties as your organization grows. Michigan's detailed regulations provide clear guidelines that, when followed properly, create successful and compliant fundraising events.

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Professional raffle management designed for Michigan's comprehensive charitable gaming framework.